Determinants of Bank Involvement with SMEs

A Survey of Demand-Side and Supply-Side Factors

Business & Finance, Finance & Investing, Finance, Entrepreneurship & Small Business, Entrepreneurship
Cover of the book Determinants of Bank Involvement with SMEs by Victor U. Ekpu, Springer International Publishing
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Victor U. Ekpu ISBN: 9783319258379
Publisher: Springer International Publishing Publication: December 23, 2015
Imprint: Springer Language: English
Author: Victor U. Ekpu
ISBN: 9783319258379
Publisher: Springer International Publishing
Publication: December 23, 2015
Imprint: Springer
Language: English

This book is a comprehensive, yet concise text that brings together all aspects of SME banking theories and empirical studies in one text. The book contains the latest policy debates on money creation and credit rationing and the relative role of demand-side and supply-side factors affecting SME financing. Readers will understand the borrower-specific, lender-specific and business environment drivers of bank finance for SMEs as well as the determinants of loan contract terms, particularly the risk premium and collateral. Readers will also understand how loan officers acquire proprietary information on SMEs and apply various lending techniques, such as financial statement lending, relationship lending and credit scoring to the loan underwriting process. In addition, the book also features recent trends on the rise of alternative finance intermediaries such as online peer-to-peer lenders and the competitive implications for traditional banks providing loans to SMEs. Findings from this work will thus be of particular interest to commercial bankers, bank-dependent small business borrowers as well as policy makers, and researchers in central banks, development banks, development agencies and international financial institutions.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

This book is a comprehensive, yet concise text that brings together all aspects of SME banking theories and empirical studies in one text. The book contains the latest policy debates on money creation and credit rationing and the relative role of demand-side and supply-side factors affecting SME financing. Readers will understand the borrower-specific, lender-specific and business environment drivers of bank finance for SMEs as well as the determinants of loan contract terms, particularly the risk premium and collateral. Readers will also understand how loan officers acquire proprietary information on SMEs and apply various lending techniques, such as financial statement lending, relationship lending and credit scoring to the loan underwriting process. In addition, the book also features recent trends on the rise of alternative finance intermediaries such as online peer-to-peer lenders and the competitive implications for traditional banks providing loans to SMEs. Findings from this work will thus be of particular interest to commercial bankers, bank-dependent small business borrowers as well as policy makers, and researchers in central banks, development banks, development agencies and international financial institutions.

More books from Springer International Publishing

Cover of the book Materials with Internal Structure by Victor U. Ekpu
Cover of the book Rupturing African Philosophy on Teaching and Learning by Victor U. Ekpu
Cover of the book Understanding Suicide by Victor U. Ekpu
Cover of the book Handbook of Genetic Programming Applications by Victor U. Ekpu
Cover of the book Evolutionary Computation in Combinatorial Optimization by Victor U. Ekpu
Cover of the book Augmented Reality, Virtual Reality, and Computer Graphics by Victor U. Ekpu
Cover of the book Advances of Basic Science for Second Generation Bioethanol from Sugarcane by Victor U. Ekpu
Cover of the book Computational Intelligence by Victor U. Ekpu
Cover of the book Cellular Automata and Discrete Complex Systems by Victor U. Ekpu
Cover of the book Innovative Mobile and Internet Services in Ubiquitous Computing by Victor U. Ekpu
Cover of the book Modern Concepts of Peripheral Nerve Repair by Victor U. Ekpu
Cover of the book Machining of Bone and Hard Tissues by Victor U. Ekpu
Cover of the book Conduction in Carbon Nanotube Networks by Victor U. Ekpu
Cover of the book Data Analytics for Renewable Energy Integration: Informing the Generation and Distribution of Renewable Energy by Victor U. Ekpu
Cover of the book Gender Issues in Business and Economics by Victor U. Ekpu
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy