Financial Access of the Urban Poor in India

A Story of Exclusion

Business & Finance, Economics, Economic Development, Nonfiction, Social & Cultural Studies, Political Science, Government, Social Policy
Cover of the book Financial Access of the Urban Poor in India by Meenakshi Rajeev, B. P. Vani, Springer India
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Meenakshi Rajeev, B. P. Vani ISBN: 9788132237129
Publisher: Springer India Publication: March 22, 2017
Imprint: Springer Language: English
Author: Meenakshi Rajeev, B. P. Vani
ISBN: 9788132237129
Publisher: Springer India
Publication: March 22, 2017
Imprint: Springer
Language: English

This book focuses on the issue of financial exclusion with particular reference to the urban informal sector in India. Continuing the work of its predecessor, the current Government of India is also placing considerable importance on driving policy initiatives for financial inclusion. However, financial exclusion in urban areas, especially of the lower strata of the society has not received the attention it deserves from researchers and policymakers, even though urban poverty and deprivations are of considerable importance in the present Indian context. The challenges of financial inclusion and accessibility in the urban areas differ substantially from those found in the rural regions given the fact that the possibility of physical access to financial services is much higher in urban areas. In order to provide a macro perspective, the book begins with an analysis of the unit record data on nature and extent of financial inclusion and access to credit in urban India, based on Debt and Investment survey data (59th and 70th rounds) provided by the National Sample Survey Office (NSSO). In subsequent steps, the book discusses findings from a primary survey carried out in the state of Karnataka of self-employed persons engaged in informal services sector. This exercise has helped to comprehend the ways in which they currently meet their financial needs for different income generating purposes, the terms and conditions under which they do so, and the challenges that remained for possible interventions. Experiences of other developing nations in their attempts to ensure financial inclusion and the lesson learnt thereby are the other highlights of the book.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

This book focuses on the issue of financial exclusion with particular reference to the urban informal sector in India. Continuing the work of its predecessor, the current Government of India is also placing considerable importance on driving policy initiatives for financial inclusion. However, financial exclusion in urban areas, especially of the lower strata of the society has not received the attention it deserves from researchers and policymakers, even though urban poverty and deprivations are of considerable importance in the present Indian context. The challenges of financial inclusion and accessibility in the urban areas differ substantially from those found in the rural regions given the fact that the possibility of physical access to financial services is much higher in urban areas. In order to provide a macro perspective, the book begins with an analysis of the unit record data on nature and extent of financial inclusion and access to credit in urban India, based on Debt and Investment survey data (59th and 70th rounds) provided by the National Sample Survey Office (NSSO). In subsequent steps, the book discusses findings from a primary survey carried out in the state of Karnataka of self-employed persons engaged in informal services sector. This exercise has helped to comprehend the ways in which they currently meet their financial needs for different income generating purposes, the terms and conditions under which they do so, and the challenges that remained for possible interventions. Experiences of other developing nations in their attempts to ensure financial inclusion and the lesson learnt thereby are the other highlights of the book.

More books from Springer India

Cover of the book Big Data Analytics by Meenakshi Rajeev, B. P. Vani
Cover of the book New Directions in Paraconsistent Logic by Meenakshi Rajeev, B. P. Vani
Cover of the book Value Addition of Horticultural Crops: Recent Trends and Future Directions by Meenakshi Rajeev, B. P. Vani
Cover of the book Iris Analysis for Biometric Recognition Systems by Meenakshi Rajeev, B. P. Vani
Cover of the book Molecular Stress Physiology of Plants by Meenakshi Rajeev, B. P. Vani
Cover of the book The Economic Partnership Between India and Taiwan in a Post-ECFA Ecosystem by Meenakshi Rajeev, B. P. Vani
Cover of the book Mealybugs and their Management in Agricultural and Horticultural crops by Meenakshi Rajeev, B. P. Vani
Cover of the book Applied Geoinformatics for Sustainable Integrated Land and Water Resources Management (ILWRM) in the Brahmaputra River basin by Meenakshi Rajeev, B. P. Vani
Cover of the book Novel Bismuth-Oxyhalide-Based Materials and their Applications by Meenakshi Rajeev, B. P. Vani
Cover of the book Essays on Research Methodology by Meenakshi Rajeev, B. P. Vani
Cover of the book Hybrid Soft Computing Approaches by Meenakshi Rajeev, B. P. Vani
Cover of the book Momordica genus in Asia - An Overview by Meenakshi Rajeev, B. P. Vani
Cover of the book Development and Sustainability by Meenakshi Rajeev, B. P. Vani
Cover of the book Development in India by Meenakshi Rajeev, B. P. Vani
Cover of the book Informatics and Communication Technologies for Societal Development by Meenakshi Rajeev, B. P. Vani
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy