Navigating the Mortgage Modification Mess ¡V a Cautionary Tale

A Cautionary Tale

Business & Finance, Finance & Investing, Finance
Cover of the book Navigating the Mortgage Modification Mess ¡V a Cautionary Tale by Charles G. Smith, Xlibris US
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Author: Charles G. Smith ISBN: 9781479754465
Publisher: Xlibris US Publication: December 14, 2012
Imprint: Xlibris US Language: English
Author: Charles G. Smith
ISBN: 9781479754465
Publisher: Xlibris US
Publication: December 14, 2012
Imprint: Xlibris US
Language: English

Navigating the Mortgage Modification Mess A Cautionary Tale takes the reader on a serious, yet sarcastically humorous, trip through Federal and internal bank programs for modifying home mortgages. It represents a 3-year timeline of the authors attempt to save part of the American Dream of home ownership. The process involved submitting, and often resubmitting, a large amount of paperwork to answer underwriter questions and justify a hardship request for mortgage modification. During the process, the author saved notes from phone conversations and copies of correspondence from financial institutions. This Cautionary Tale is a compilation of these communications that underlines the gross inefficiencies inherent to HAMP, HAFA, and other mortgage modification programs

With the current housing market, there are other people facing foreclosure and the need to modify existing mortgages. The author hopes the experiences described in this Cautionary Tale will help others avoid pitfalls as they try to navigate through the many available mortgage modification programs.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Navigating the Mortgage Modification Mess A Cautionary Tale takes the reader on a serious, yet sarcastically humorous, trip through Federal and internal bank programs for modifying home mortgages. It represents a 3-year timeline of the authors attempt to save part of the American Dream of home ownership. The process involved submitting, and often resubmitting, a large amount of paperwork to answer underwriter questions and justify a hardship request for mortgage modification. During the process, the author saved notes from phone conversations and copies of correspondence from financial institutions. This Cautionary Tale is a compilation of these communications that underlines the gross inefficiencies inherent to HAMP, HAFA, and other mortgage modification programs

With the current housing market, there are other people facing foreclosure and the need to modify existing mortgages. The author hopes the experiences described in this Cautionary Tale will help others avoid pitfalls as they try to navigate through the many available mortgage modification programs.

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