Policyholder's Reasonable Expectations

Nonfiction, Reference & Language, Law, Insurance, Contracts
Cover of the book Policyholder's Reasonable Expectations by Dr Yong Qiang Han, Bloomsbury Publishing
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Dr Yong Qiang Han ISBN: 9781509900770
Publisher: Bloomsbury Publishing Publication: November 3, 2016
Imprint: Hart Publishing Language: English
Author: Dr Yong Qiang Han
ISBN: 9781509900770
Publisher: Bloomsbury Publishing
Publication: November 3, 2016
Imprint: Hart Publishing
Language: English

Over the past two decades, protecting contractual parties' reasonable expectations has incrementally gained judicial recognition in English contract law. In contrast, however, the similar 'doctrine' of 'policyholder's reasonable expectations' has been largely rejected in English insurance law. This is injurious, firstly, to both the consumer and business policyholder's reasonable expectations of coverage of particular risks, and, secondly, to consumer policyholder's reasonable expectations of bonuses in with-profits life insurance. To remedy these problems, this book argues for an incremental but definite acceptance of the conception of policyholder's reasonable expectations in English insurance law. It firstly discusses the homogeneity between insurance law and contract law, as well as the role of (reasonable) expectations and their relevance to the emerging duty of good faith in contract law. Secondly, following a review and re-characterisation of the American insurance law 'doctrine' of reasonable expectations, the book addresses the conventional English objections to the reasonable expectations approach in insurance law. In passing, it also rethinks the approach to the protection of policyholder's reasonable expectations of bonuses in with-profits life insurance through a revisit to the (in)famous case Equitable Life Assurance Society v Hyman [2000] UKHL 39, particularly to its relevant business and regulatory background.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Over the past two decades, protecting contractual parties' reasonable expectations has incrementally gained judicial recognition in English contract law. In contrast, however, the similar 'doctrine' of 'policyholder's reasonable expectations' has been largely rejected in English insurance law. This is injurious, firstly, to both the consumer and business policyholder's reasonable expectations of coverage of particular risks, and, secondly, to consumer policyholder's reasonable expectations of bonuses in with-profits life insurance. To remedy these problems, this book argues for an incremental but definite acceptance of the conception of policyholder's reasonable expectations in English insurance law. It firstly discusses the homogeneity between insurance law and contract law, as well as the role of (reasonable) expectations and their relevance to the emerging duty of good faith in contract law. Secondly, following a review and re-characterisation of the American insurance law 'doctrine' of reasonable expectations, the book addresses the conventional English objections to the reasonable expectations approach in insurance law. In passing, it also rethinks the approach to the protection of policyholder's reasonable expectations of bonuses in with-profits life insurance through a revisit to the (in)famous case Equitable Life Assurance Society v Hyman [2000] UKHL 39, particularly to its relevant business and regulatory background.

More books from Bloomsbury Publishing

Cover of the book US Navy Hornet Units of Operation Iraqi Freedom (Part Two) by Dr Yong Qiang Han
Cover of the book Touched by God by Dr Yong Qiang Han
Cover of the book The More Economic Approach to EU Antitrust Law by Dr Yong Qiang Han
Cover of the book Corinth in Late Antiquity by Dr Yong Qiang Han
Cover of the book The Continuity of Legal Systems in Theory and Practice by Dr Yong Qiang Han
Cover of the book Selling Social Media by Dr Yong Qiang Han
Cover of the book Vietnam Riverine Craft 1962–75 by Dr Yong Qiang Han
Cover of the book Genghis Khan & the Mongol Conquests 1190–1400 by Dr Yong Qiang Han
Cover of the book Why are you shouting at us? by Dr Yong Qiang Han
Cover of the book The Rose Legacy by Dr Yong Qiang Han
Cover of the book Peckuwe 1780 by Dr Yong Qiang Han
Cover of the book Memento Mori by Dr Yong Qiang Han
Cover of the book Townsend Plays: 1 by Dr Yong Qiang Han
Cover of the book The Four Dilemmas of the CEO by Dr Yong Qiang Han
Cover of the book The Art of the Infinite by Dr Yong Qiang Han
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy