Sustainability of Indian Microfinance Institutions

A Mixed Methods Approach

Business & Finance, Economics, Macroeconomics, Finance & Investing, Finance
Cover of the book Sustainability of Indian Microfinance Institutions by Nadiya Marakkath, Springer India
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Nadiya Marakkath ISBN: 9788132216292
Publisher: Springer India Publication: October 23, 2013
Imprint: Springer Language: English
Author: Nadiya Marakkath
ISBN: 9788132216292
Publisher: Springer India
Publication: October 23, 2013
Imprint: Springer
Language: English

Although 'doing good' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Although 'doing good' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

More books from Springer India

Cover of the book Correlations of Soil and Rock Properties in Geotechnical Engineering by Nadiya Marakkath
Cover of the book Generalized Rough Sets by Nadiya Marakkath
Cover of the book Psychological Perspectives on Childcare in Indian Indigenous Health Systems by Nadiya Marakkath
Cover of the book Design of Canals by Nadiya Marakkath
Cover of the book Chitosan Based Nanomaterials in Plant Growth and Protection by Nadiya Marakkath
Cover of the book Complex Binary Number System by Nadiya Marakkath
Cover of the book Green Chemistry: Synthesis of Bioactive Heterocycles by Nadiya Marakkath
Cover of the book Materials Management by Nadiya Marakkath
Cover of the book Optimal Mixture Experiments by Nadiya Marakkath
Cover of the book Environmental Sustainability by Nadiya Marakkath
Cover of the book Marine Sponges: Chemicobiological and Biomedical Applications by Nadiya Marakkath
Cover of the book Systemic Flexibility and Business Agility by Nadiya Marakkath
Cover of the book Sequence Spaces and Measures of Noncompactness with Applications to Differential and Integral Equations by Nadiya Marakkath
Cover of the book Facets of Uncertainties and Applications by Nadiya Marakkath
Cover of the book Big Data by Nadiya Marakkath
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy