Financial regulation through new liquidity standards and implications for institutional banks

Basel III

Business & Finance, Finance & Investing, Banks & Banking
Cover of the book Financial regulation through new liquidity standards and implications for institutional banks by Ansgar Wittenbrink, GRIN Verlag
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Ansgar Wittenbrink ISBN: 9783640919277
Publisher: GRIN Verlag Publication: May 18, 2011
Imprint: GRIN Verlag Language: English
Author: Ansgar Wittenbrink
ISBN: 9783640919277
Publisher: GRIN Verlag
Publication: May 18, 2011
Imprint: GRIN Verlag
Language: English

Master's Thesis from the year 2011 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, University of Applied Sciences Essen, course: General economics, language: English, abstract: The global financial crisis which began in mid-2007 revealed the significant risks posed by large, complex and interconnected institutions and the fault-lines in the regulatory and oversight systems. The drying up of market liquidity caused lacks of funding for financial institutions and their reactions to the market stress increased the market tensions which highlighted the strong link between banks funding liquidity and market liquidity. Over the past two decades preceding the crisis, banks in advanced countries significantly expanded in size and increased their outreach globally. In many cases, they moved away from the traditional banking model towards globally active large and complex financial institutions. The majority of cross-border finance was intermediated by some of these institutions with growing interconnections within and across borders. The result were trends in the banking industry which include a sharp rise in leverage, significant reliance on short-term funding, significant off-balance sheet activities, maturity mismatches and increased share of revenues from complex products and trading activities. This development has moved on to a systematic risk and it has been identified a need in the financial sector to measure those aspects, to assess the resilience of the financial sector to liquidity shocks and give guidance to the policy of central banks and regulators. At the same time, the financial industry has started a fast process of consolidation worldwide. Regulators, organized in the Basel Committee on Banking Supervision (BCBS) have responded to the financial crisis by proposing new regulation which is known as 'Basel III'. The reform program leads to fundamental changes and implements capital and liquidity reforms. The liquidity reform represents the first attempt by international regulators to introduce harmonized liquidity minimum standards for financial institutions. Extensive efforts through the Basel Committee, with the 'Basel III' program, are being considered internationally and domestically to revise these deficiencies and failures, in order to safeguard the stability of the financial system. The key objective is to promote a less leveraged, less risky, and thus a more resilient financial system that supports strong and sustainable economic growth. The bulk of the proposals have focused on revising existing regulations applicable to financial institutions and to influence the extent and consequences of their risk taking.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Master's Thesis from the year 2011 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, University of Applied Sciences Essen, course: General economics, language: English, abstract: The global financial crisis which began in mid-2007 revealed the significant risks posed by large, complex and interconnected institutions and the fault-lines in the regulatory and oversight systems. The drying up of market liquidity caused lacks of funding for financial institutions and their reactions to the market stress increased the market tensions which highlighted the strong link between banks funding liquidity and market liquidity. Over the past two decades preceding the crisis, banks in advanced countries significantly expanded in size and increased their outreach globally. In many cases, they moved away from the traditional banking model towards globally active large and complex financial institutions. The majority of cross-border finance was intermediated by some of these institutions with growing interconnections within and across borders. The result were trends in the banking industry which include a sharp rise in leverage, significant reliance on short-term funding, significant off-balance sheet activities, maturity mismatches and increased share of revenues from complex products and trading activities. This development has moved on to a systematic risk and it has been identified a need in the financial sector to measure those aspects, to assess the resilience of the financial sector to liquidity shocks and give guidance to the policy of central banks and regulators. At the same time, the financial industry has started a fast process of consolidation worldwide. Regulators, organized in the Basel Committee on Banking Supervision (BCBS) have responded to the financial crisis by proposing new regulation which is known as 'Basel III'. The reform program leads to fundamental changes and implements capital and liquidity reforms. The liquidity reform represents the first attempt by international regulators to introduce harmonized liquidity minimum standards for financial institutions. Extensive efforts through the Basel Committee, with the 'Basel III' program, are being considered internationally and domestically to revise these deficiencies and failures, in order to safeguard the stability of the financial system. The key objective is to promote a less leveraged, less risky, and thus a more resilient financial system that supports strong and sustainable economic growth. The bulk of the proposals have focused on revising existing regulations applicable to financial institutions and to influence the extent and consequences of their risk taking.

More books from GRIN Verlag

Cover of the book Wohnformen im Alter by Ansgar Wittenbrink
Cover of the book Auswirkungen des therapeutischen Kletterns auf die sensorische Integration by Ansgar Wittenbrink
Cover of the book Japan im zeitlichen Wandel Politik und Geschichte der Meiji Restauration by Ansgar Wittenbrink
Cover of the book M&A - Vertical Acquisition of ADMECO AG by Ansgar Wittenbrink
Cover of the book Sexueller Missbrauch im Kindheitsalter und die traumatischen Folgen by Ansgar Wittenbrink
Cover of the book Toleranz: Ketzer, Häretiker im Zuge der Inquisition - am Paradigma der Jeanne d´Arc by Ansgar Wittenbrink
Cover of the book Die Heilung eines Blinden im Religionsunterricht der Grundschule. Exegese und Unterrichtsentwurf zu Mk 10, 46-52 by Ansgar Wittenbrink
Cover of the book Auswirkungen von Trennung und Scheidung auf die kindliche Entwicklung und die Konsequenzen für die Soziale Arbeit by Ansgar Wittenbrink
Cover of the book Bemessung des Kapitalisierungszinsfußes im Rahmen der Unternehmensbewertung unter Berücksichtigung der Empfehlungen des Instituts der Wirtschaftsprüfer (IDW) by Ansgar Wittenbrink
Cover of the book Working Capital Management during and after the Global Financial Crisis. Evidence from Germany by Ansgar Wittenbrink
Cover of the book Projektleitung als Führungsaufgabe by Ansgar Wittenbrink
Cover of the book Thetis in der Schmiede des Hephaistos by Ansgar Wittenbrink
Cover of the book Über die Wissenschaftlichkeit der Jenenser Spekulationsphilosophie by Ansgar Wittenbrink
Cover of the book Lucy Grealy's 'Autobiography of a Face' and A.M. Homes 'The Mistress's Daughter' by Ansgar Wittenbrink
Cover of the book Macht Schule krank? by Ansgar Wittenbrink
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy